Snowball method

Hello po, I'm planning po to do po snowballs method and ang huli ko na mababayaran is atome.

Utang ko lang naman na po is around 25k. All in all and pinakamalaki kasi yunf atome parang around 20k yung card and cash loan.

Ano po experience nyo with atome if ma od?😭 Natatakot kasi ako sa home visit since I'm from quezon city lang. Okay lang kaya na mag hulog hulog ako while prioritising yung small debts? Thank you po 😭😭😭