Did the vehicle destruction physics change? I swear I used to be able to die in campaign

So as the title says it’s been about a year and a half since I last played the game and from what I remember vehicles used to break apart easily at high speeds and you could die due to accidents, but now my vehicle just forms cracks and I haven’t seen a piece of my vehicle break off once during gameplay.

Is there a way to fix or change this back to how it was? I enjoyed the risk of dying and the dopamine rush of finally getting the armored seat is now gone.

Thanks in advance for any potential help!