The checking account is actually pretty good these days
I just got onto it again cuz they sent me an offer but most of this complaints on this sub have been resolved it seems. I left Schwab for this one. Some people will probably be here shortly to say I made a mistake but honestly now with allpoint and moneypass ATMS tho its pretty easy to find one that is free, the ones I was going to with schwab are covered now anyway. I'm sober and don't go to the strip club or the casino where Schwab really shines lol. I think I will probably be on this checking account for a long time I love being able to just swipe over and see my bank account and HYSA, the integration with the HYSA has been fixed. I haven't had any issues with Tmobile, Progressive or any of the other companies people used to complain about. There is an attitude that the checking account has not improved at all and is ignored by Amex but that doesn't seem to really be true it is getting better I expect it will shed its bad reputation.