Is Revolut still as bad nowadays?

I really like Revolut and haven’t had any problems in the last 4 years, but I’m aware it has a very bad reputation on this sub (I’m fairly new to this sub so didn’t know beforehand). People keep mentioning it’s not FSCS protected but my savings accounts say they are protected up to £85k? (not that I keep my savings in there- but still). I have found it very useful and with a 4% interest in savings accounts with the immediate withdrawal option I feel like it’s quite a good option. Also, when I withdrew a big amount of money, a great deal of alarms were set off as they were worried I was being scammed, which I thought was good. Is the reputation of Revolut bad because of it’s past or is there still a reason to mistrust it?