KiwiSaver in S&P 500

So I’ve just learned you can put your KiwiSaver into index funds yourself through kernel. Sounds like better longterm return potential than leaving it with ASB.

Trying to figure out a reasonable split to diversify risk while opening myself up to potential longterm gains. I have $60k in there currently and am looking to take it out in around 5-7 years for a first house.

Here’s what I’m currently thinking:

  • 40% Global 100
  • 20% S&P 500 (hedged)
  • 20% S&P 500 (unhedged)
  • 20% Growth Fund

Keen to hear anyone’s thoughts on this split!

Cheers