MoneyMax or Direct application

I'm planning to apply for my first CC (UB Rewards). Super enticing ng pa gifts ni Moneymax, and maganda yung promos for NAFFL. I wonder if it would be better as a first time applicant or should I apply directly to UB?

Background: I have no existing account sa kanila.

Second option would be BPI Amore Cashback. I have 3 deposit accounts with BPI; payroll, personal account, and auto debit for my BPI PhilAm. I have a pretty decent amount sitting on my Payroll. Do I have better chances with BPI? I have no existing loans sa kahit saan.

Purpose would be for groceries, utilities, tuition payment, few online shopping (sana charot).

Inputs would be very appreciated. Good day y'all!