hair transplant or hairline lowering?

i really wanna do something about my hairline as it gives me major dysphoria but idk where to start. i know during ffs you can usually get your hairline "lowered" as part of it. i cannot afford ffs rn and its not covered for me. so would getting a hair transplant work instead? is it the same thing? if i get a transplant can i still get the hairline lowered in the future if i manage to get ffs?? TIA