Maxed out Credit card debt, just stop paying and deal with debt collectors instead?

UPDATE AT BOTTOM : Hello I’m 29(m) living in Phoenix and officially have about 15k across 7 credit cards. Two of which are 4k. Would it be wise to stop paying my most maxed out cards and use those minimums to then pay off the other cards? Obviously will tank my credit but at this point I’d much rather have the cash and start being able to fix the things I can in my financial situation. I make 50k a year but with interest and minimums it has snowballed to something I’m unable to get ahead on.

EDIT: called each credit company and the first 2 reduced my apr to 9% for 6 months and dropped my minimums to $15, then us bank referred me to a debt management plan and they got my other 4 cards (12k of debt) down from $650 to $250 a month. thank you everyone for the advice this feels much more manageable now Edit edit: Apple Card is the only one who didn’t work with me but did pause my payments for 60 days