Can businesses shred cards without reaching out to the bank?
I recently lost my card, I'm unsure where but reached out to a place that I may have lost it. The only response was that since it was past a certain date they would have shredded it by now. No indication that anyone reached out to my banks.
I remember at previous places I worked in my state (NJ) we were required to reach out to the banks before shredding. Does this imply that I would have gotten a notification by now? Or is there a chance they shredded without reaching out?