Apple Savings Legacy Problem

Has anyone else experienced this?

My mom died last month and she had an Apple Savings Account. We prepared for her passing and she made me her beneficiary on the Apple Savings card.

After she passed, i called apple to see how i could access her account. Apple directed me to Goldman Sachs. GS says I would need to go to court and have them appoint me as an Estate Administer. Then i need to send that along with mom's death certificate and even then it would take months for them to process.

Apple made this Legacy stuff seem so easy. Other banks just require a death certificate. Mom had a will that stated I would inherit everything since i'm the only heir.

it all seems crazy to me.

Anyone had a similar experience or found a better way to deal with Golden Sachs? Right now i hate them.